In 2026, as traditional finance and crypto assets converge at an accelerating pace, users are increasingly demanding "one-stop trading across multiple asset classes." On May 11, Gate, a global leader in digital asset trading, officially announced a major product upgrade to its TradFi division. This upgrade not only standardizes product naming conventions but also establishes a comprehensive TradFi asset matrix encompassing three trading models: CFD contracts, perpetual contracts, and spot tokens.
Unified Naming for CFD Contracts: Clearer Product Structure
With this upgrade, Gate has unified its TradFi contract-for-difference products under the name "CFD Contracts." Previously, product names varied across regions and interfaces, creating unnecessary cognitive barriers for users. Now, all leveraged trading products linked to traditional financial assets—such as stocks, indices, and commodities—fall under the "CFD Contracts" category, making it easier for users to identify and operate these products.
This adjustment delivers two key benefits:
- Lower learning curve: New users no longer need to distinguish between similar products with different names. They can simply access the TradFi trading interface via the "CFD Contracts" entry point.
- Unified rules: All CFD contracts share the same margin mechanism, liquidation rules, and fee structure, enhancing system transparency and predictability.
Multi-Asset Trading System: CFD + Perpetual + Spot
The core of this upgrade lies in the expansion of TradFi’s trading models. The TradFi division now goes beyond simple contract-for-difference trading, officially incorporating perpetual contracts and spot tokens, resulting in a multi-asset trading system with three parallel modes:
| Trading Model | Example Underlying Assets | Key Features |
|---|---|---|
| CFD Contracts | US stocks (Apple, NVIDIA), indices (S&P 500), commodities (gold, crude oil) | Leveraged trading, no ownership of underlying assets, supports long/short positions |
| Perpetual Contracts | Crypto perpetual contracts tied to traditional financial assets | No expiration date, funding rate mechanism |
| Spot Tokens | Tokenized products anchored to traditional financial assets | 1:1 asset backing, supports deposits, withdrawals, and on-chain transfers |
Users can now access all three TradFi asset trading modes within a single Gate account, without switching platforms or transferring funds between accounts. This marks Gate’s evolution from a purely crypto trading platform into a comprehensive digital finance gateway connecting both crypto and traditional finance.
Compliance and Security Infrastructure
The expansion of TradFi is built on robust compliance and security foundations. On the compliance front, Gate’s Malta subsidiary obtained a payment institution license from the Malta Financial Services Authority in February 2026 (based on the EU’s Second Payment Services Directive, PSD2), enabling Gate to offer compliant payment solutions across all EU member states. This license provides legal assurance for fiat deposits, withdrawals, and custody services in Gate’s TradFi division throughout Europe.
Regarding asset security, Gate’s latest reserve report (as of the end of April 2026) shows an overall reserve ratio of 122%, with BTC reserves reaching 147%, covering nearly 500 user asset types. All TradFi spot token products adhere to a 1:1 underlying asset reserve principle and undergo third-party audits.
Enhanced User Experience: Unified Accounts and Cross-Asset Margin
Alongside expanded trading models, Gate has optimized its TradFi account system. The unified account feature now fully supports TradFi assets, allowing users to use USDT, BTC, ETH, and even GT tokens as margin without transferring funds. Users can participate in CFD contracts, perpetual contracts, and spot token trading simultaneously. The system automatically calculates position risk and margin usage for each asset, presenting a panoramic asset view in a single interface.
Additionally, the TradFi trading interface now includes a "cross-asset risk monitoring" module, which displays real-time correlation risk exposure between stock index CFDs, crude oil perpetual contracts, and tokenized gold spot. For professional traders, this feature significantly improves risk management efficiency for multi-asset portfolios.
Conclusion
On May 11, 2026, Gate completed a pivotal upgrade to its TradFi division. The essence of Gate’s latest TradFi update can be summarized as "three unifications and one expansion":
- Unified naming: Former contract-for-difference products are officially named "CFD Contracts," eliminating product confusion.
- Unified accounts: TradFi assets are fully integrated into a unified margin system, supporting cross-asset collateralization.
- Unified entry point: CFD contracts, perpetual contracts, and spot tokens are aggregated under a single TradFi division entrance.
- Expanded asset boundaries: The offering extends from CFDs to perpetuals and spot, building a complete traditional asset trading capability.
For users seeking one-stop access to US stocks, indices, commodities, and other traditional assets on a crypto platform, Gate’s upgrade significantly reduces operational friction and fund management costs. With the Malta PSD2 payment license and a 122% reserve ratio, Gate’s TradFi strategy is advancing steadily toward greater compliance, systemization, and professionalism. We recommend users explore these updates via the "TradFi" section on Gate’s website or app, and stay tuned for upcoming margin parameter adjustments and new trading pair announcements.
