Alipay Launches AI Agent Payments in Hangzhou, Reaches 100M Users

Gate News message, April 21 — Alipay has launched an AI agent payment service in Hangzhou that enables OpenClaw-type AI agents to make purchases and process payments on a user's behalf. The feature requires users to enable it, verify their identity, and approve each transaction, with risk controls and compensation mechanisms in place.

Alipay AI Pay has been preinstalled on Alibaba Cloud's JVS Claw and rolled out on Ant Group Digital Technologies' DTClaw. By February 2026, the service reached 100 million users and processed over 120 million transactions.

The launch builds on Alipay's Agentic Commerce Trust Protocol, an open technical framework introduced in January 2026 that enables secure interactions between AI agents and service platforms including ecommerce and food delivery services. The protocol allows merchants to link AI-native applications to multiple AI agents through a single integration.