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SoFi Launches SoFiUSD Stablecoin Across Ethereum and Solana, Reaches 15.4M Users

GateNews

Partnerships & Ecosystem Token Events

2026-05-28 14:12:52

ETH-3.17%

SOL-3.22%

According to SoFi, the fintech company launched SoFiUSD, a dollar-backed stablecoin, across both Ethereum and Solana networks in early 2026. The move marks a significant entry by a bank-chartered financial institution into the stablecoin market, leveraging SoFi's existing user base of 15.4 million members through direct integration into its banking app. Users can convert between USD and SoFiUSD with a single tap, with promotional yield set at 4.2% APY funded by Treasury reserve income. The token is backed by 85% U.S. Treasury bills and 15% cash at FDIC-insured institutions, with reserve composition verified monthly by Deloitte. SoFiUSD operates as an ERC-20 token on Ethereum for institutional settlement and SPL token on Solana for fast retail transactions, positioning the stablecoin for both decentralized finance interaction and everyday peer-to-peer use.

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