澳大利亚公司监管机构 ASIC 已就通过消息应用和在线投资群组运作的复杂加密货币骗局发出警告。不法分子正在使用虚假的加密货币交易平台，通过 WhatsApp、Telegram 以及冒充交易群组的社交媒体社区来打击投资者。此类骗局采用由 AI 生成的内容和社交工程手段，使其看起来更具合法性；骗子会冒充成功交易员和金融专家，以建立可信度，然后再引导受害者进入欺诈平台。
How Fake Crypto Platforms Operate
According to ASIC, scammers commonly impersonate successful traders, financial experts, or well-known investment figures to build credibility before directing victims to fraudulent crypto platforms. These websites display fabricated trades, customer support features, and fake profit dashboards designed to appear legitimate despite no real trading taking place.
Money deposited into these platforms is transferred directly to scammers rather than invested into genuine assets. Victims attempting to withdraw funds are then asked to pay additional charges, including withdrawal fees, verification costs, or tax payments, before scammers eventually disappear. Some operations allow users to withdraw small amounts initially to create trust and encourage larger deposits later.
AI and Social Engineering in Crypto Fraud
Authorities warned that scammers are increasingly using artificial intelligence, cloned branding, fake testimonials, and other sophisticated tools to make scams harder to identify. These tactics make fraudulent operations appear more credible to potential victims.
Crypto Investment Awareness Among Australians
Moneysmart research cited by ASIC found 72% of surveyed Gen Z Australians had seen crypto advertisements on social media, while 41% said they had been approached about crypto investments. The research also found 23% owned crypto assets, with many taking a speculative or short-term trading approach.
监管要求
ASIC 提醒澳大利亚人：提供虚拟资产服务的加密货币企业必须在 AUSTRAC 注册，并遵守反洗钱义务。
