Modern Treasury, the new-age payment operating system, has launched the Stablecoin Payment Account (SPA), which enables companies to efficiently send and receive payments across ACH, wire transfer, RTP, and stablecoin channels through a single API.The SPA provides a faster, more flexible solution for money movement, with a built-in compliance mechanism that eliminates the need for a traditional FBO (For Benefit Of) account. Benefit Of) accounts.